Strategi Keuangan Matriks Sebagai Alat Bantu Keputusan Investasi Dan Pembiayaan Pada Perbankan Syariah Indonesia Tahun 2021
Keywords:
EVA, Financial Strategy Matrix, Sharia BankAbstract
In 2021, the increase in Sharia banking in Indonesia will increase; this is shown by the presence of Bank Syariah Indonesia, which was originally the result of a combination of Bank Mandiri Syariah, BNI Syariah, and BRI Syariah. This is where it will attract investors to look at sharia banks in Indonesia for future investment opportunities. This research uses a matrix financial strategy as a company investment and financing decision. This begins by comparing GIS with SGR, determining the EVA results, and processing them into a matrix quadrant graph. The results of this research show that sharia banks in Indonesia in 2021 will occupy quadrants 1, 2, and 3. Quadrant 1 is owned by Bank Syariah Indonesia, BTPN Syariah, Victoria Syariah, and BJB Syariah. Quadrant 2 is owned by Bank Muamalat, BCA Syariah, and Bank Panin Dubai Syariah. And quadrant 3 is owned by Bank Mega Syariah and Bank Bukopin Syariah.
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