Implementation Of Compliance Management In The Sharia Banking Sector
Keywords:
Literacy, Inclusion, Islamic Banks, SWOT AnalysisAbstract
In Islamic financial institutions themselves, it can be used as a qualitative measure to assess sharia compliance in Islamic financial institutions.Sharia compliance is an obligation for sharia banking products and operations. Banks that fail to carry out their compliance role and function will face compliance risk such as legal risk or legal sanctions, loss of money or material, or will even worsen the bank's reputation. Non-compliance with national banks affects the stability of the national economy because banks are the place for managing or circulating money within the country. Sharia compliance regulations begin with regulations for banks that carry out their activities in the sharia sector. The business activities carried out by sharia banking are in accordance with Bank Indonesia regulations, the fatwa of the National Sharia Council (DSN), and the prevailing laws and regulations. Compliance risk is the risk that arises from the non-compliance of sharia banks with sharia rules or regulations that have been set by the Sharia Supervisory Board (DPS). The Sharia Supervisory Board (DPS) is the holder of the supervisory authority for sharia compliance, which has responsibilities that are regulated through strict legal provisions.
References
(IBI), I. B. I. (2018). Menguasai Fungsi Kepatuhan Bank. Gramedia Pustaka Utama.
(IBI), I. B. I. (2019). Culture Starts Ftom The Top: Membangun Budaya Kepatuhan. Gramedia Pustaka Utama.
Andrianto, & Firmansyah, M. A. (2019). Manajemen Bank Syariah (Implementasi Teori dan Praktek). Qiara Media.
Arif, M. N. R. Al. (2018). Manajemen Risiko Perbankan Syariah (Suatu Pengantar). Pustaka Setia.
Direktur, P. D. P. P. (2003). Penerapan Manajemen Risiko bagi Bank Umum.
Djuwita, D., Setiowati, N. E., & Kulsum, U. (2019). The Influence of Sharia Compliance and Islamic Corporate Governance on Financial Performance of Sharia Commercial Bank. Al-Amwal: Jurnal Ekonomi Dan Perbankan Syari’ah, 11(2), 205–220. https://doi.org/10.24235/amwal.v11i2.4072
Fadillah, D., Rahmayanti, D., & Fairuz Syifa, I. (2021). Studi Literatur Manajemen dan Risiko Kepatuhan pada Bank Syariah. Jurnal Akuntansi Dan Manajemen, 17(01), 38–41. https://doi.org/10.36406/jam.v17i01.295
Fasa, M. I. (2016). Manajemen Risiko Perbankan Syariah di Indonesia. Li Falah Jurnal Studi Ekonomi Dan Bisnis Islam, I(2), 36–53.
IBI, I. B. I. (2017). Memahami Bisnis Syariah. Gramedia Pustaka Utama.
Ir, R., Kurniawan, C., Wiranatakusuma, D. B., Yogyakarta, U. M., Brawijaya, J., Istimewa, D., Yogyakarta, U. M., Brawijaya, J., & Istimewa, D. (2017). THE RELATIONSHIP BETWEEN ISLAMIC BUSINESS STUDENTS AND THE USE OF ISLAMIC BANKS. UMY Grace Proceedings.
Karim, A. A. (2016). Bank Islam: Analisis Fiqh dan Keuangan. Raja Grafindo Persada.
Kasim, S. R., & Bukido, R. (2018). Urgensi Hukum Kepatuhan Syariah Dalam Perbankan Syariah Di Indonesia. Potret Pemikiran, 22(2). https://doi.org/10.30984/pp.v22i2.781
Leni, I. M., & Zunaidi, A. (2022). Indonesia’s Islamic Banking Strategy For Sustaining Financial Operations During The Pandemic. Proceedings of Islamic Economics, Business, and Philanthropy, 1(1), 40–49. Retrieved from https://jurnalfebi.iainkediri.ac.id/index.php/proceedings/article/view/214
Mardian, S. (2019). Tingkat Kepatuhan Syariah di Lembaga Keuangan Syariah. Jurnal Akuntansi Dan Keuangan Islam, 3(1), 57–68. https://doi.org/10.35836/jakis.v3i1.41
Maslihatin, A., & Riduwan, R. (2020). Analisis Kepatuhan Syariah pada Bank Syariah: Studi Kasus Bank Pembiayaan Rakyat Syariah. Jurnal Maps (Manajemen Perbankan Syariah), 4(1), 27–35. https://doi.org/10.32483/maps.v4i1.47
Nengsih, I., Meidani, D., & Batusangkar, I. (2021). Strategi Manajemen Menghadapi Risiko Operasional Pada Pt Bank Pembiayaan Rakyat Syariah ( BPRS ) Haji Miskin Pandai Sikek Corresponding Author : Nama Penulis : Ifelda Nengsih PENDAHULUAN Salah satu kegiatan usaha yang paling dominan dan sangat dibutuhkan. Jurnal Manajemen Dan Profesional, 2(1), 12–31.
Novita, D. (2019). Manajemen Risiko Kepatuhan pada Perbankan Syariah Di Indonesia. EKSISBANK: Ekonomi Syariah Dan Bisnis Perbankan, 3(1), 49–65. https://doi.org/10.37726/ee.v3i1.32
Nurhisam, L. (2016). Kepatuhan Syariah (Sharia Compliance) dalam Industri Keuangan Syariah. Jurnal Hukum IUS QUIA IUSTUM, 23(1), 77–96. https://doi.org/10.20885/iustum.vol23.iss1.art5
Prabowo, B. A., & Jamal, J. Bin. (2017). Peranan Dewan Pengawas Syariah terhadap Praktik Kepatuhan Syariah dalam Perbankan Syariah di Indonesia. Jurnal Hukum IUS QUIA IUSTUM, 24(1), 113–129. https://doi.org/10.20885/iustum.vol24.iss1.art6
Priyanti, E. D., Zunaidi, A. ., & Maghfiroh, F. L. . (2022). The Significance of Risk Management in Reducing Losses and Strengthening The Institutional Structure of Islamic Financial Institutions. Proceedings of Islamic Economics, Business, and Philanthropy, 1(1), 1–24. Retrieved from https://jurnalfebi.iainkediri.ac.id/index.php/proceedings/article/view/234
Rustam, B. R. (2013). Manajemen Risiko Perbankan Syariah. Salemba Empat.
Sebayang, S. (2020). Manajemen Kepatuhan Dan Meningkatkan Kesehatan Perbankan Syariah. Jurnal Kajian Ekonomi Dan Kebijakan Publik, 5(2), 181–197. https://journal.pancabudi.ac.id/index.php/jepa/article/view/902/853%0Ahttp://www.elsevier.com/locate/scp
Septiana, P., Zunaidi, A., & Maghfiroh, F. L. (2022). The Sharia Supervisory Board ’ s ( DPS ) Role in Sharia Compliance in Sharia Banking. 1(1), 124–134.
Sri Rahmany. (2017). Sistem Pengendalian Internal dan Sistem Manajemen Risiko Pembiayaan Pada Bank Syariah. Journal of Chemical Information and Modeling, 6(2), 193–222.
Sri Anugerah Natalina, & Arif Zunaidi. (2021). Manajemen Strategik Dalam Perbankan Syariah. Wadiah, 5(1), 86–117. https://doi.org/10.30762/wadiah.v5i1.3178
Trisnaningtyas, J. (2022). The Impurity Of Shariah Banking. Journal of Sharia Economics, 18(3), 1–12. https://journal.ar-raniry.ac.id/index.php/JoSE/article/view/1453
Waluyo, A. (2016). Kepatuhan Bank Syariah Terhadap Fatwa Dewan Syariah Nasional Pasca Transformasi Ke Dalam Hukum Positif. Inferensi, 10(2), 517. https://doi.org/10.18326/infsl3.v10i2.517-538
Wulpiah. (2017). Urgensi Penerapan Kepatuhan Syariah pada Perbankan Syariah (telaah konseptual- analitis). Asy-Syar’iyyah: Jurnal Ilmu Syari’ah Dan Perbankan Islam, 2(1), 100–120. https://medium.com/@arifwicaksanaa/pengertian-use-case-a7e576e1b6bf
