Analysis Of Sharia Banking's Strategy In Facing Technology In The Digital Era
Keywords:
business environment, Islamic banking strategies, technological competition, Islamic financial institutionsAbstract
Islamic banking in Indonesia is experiencing rapid development and changes in the business environment, which makes banking in a competitive business environment. In this journal, we will discuss Islamic banking strategies in dealing with technological developments in the current digital era. To analyze and develop the implementation of Islamic banking strategies, one of which is to prepare a management model as proposed by Fre R. David, in which the analysis and selection process is divied in to 3 stages. Stage 1 : the input stage, summarizing the basic input information needed in formulating the strategy, stage 2 : the matching stage which focuses on effort to produce alternative strategies that can be implemented by combining several external and internal factors, stage 3 : the decision stage where using one kind of technique namely the quantitative strategic planning matrix (QPSM). In this journal using descriprive research. Descriptive research is a research method that describes the characteristics of the population or the phenomenon being studied. The research in this journal aims to increase knowledge about Islamic financial institutions an increase knowledge about strategies for dealing with technological competition in today’s era.
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