FAKTOR-FAKTOR YANG MEMPENGARUHI PROFITABILITAS PADA BANK SYARIAH DI INDONESIA

Abstract

Profitability is the most appropriate indicator to measure the performance
of a company. The company's ability to generate profits to measure the
level of performance of a company. The higher the company's profitability,
the better the company's performance. The purpose of this study was to
determine the effect of Financing Deposit Ratio (FDR), OEOI, Capital
Adequacy Ratio (CAR), and Non Performing Financing (NPF) on
profitability (ROA) of Islamic bank financial statements published by
Indonesian banks. in the period 2008-2012.
This study aims to analyze the effect of the FDR ratio, operational
efficiency (ROA), CAR, and NPF on profitability (ROA) in Islamic banks on
published finances. Bank Indonesia, while the research sample was
determined by purposive sampling method in order to obtain 41 samples
from 11 banking companies during the observation period (2009-2012).
The type of data used is secondary data obtained from Islamic bank
financial statements at PT www.bi.go.id.
The analytical method used is multiple regression analysis. The results of
this study indicate that FDR has no significant effect on Indonesian Islamic
banks, BOPO has a significant effect on ROA in Islamic banks in
Indonesia, CAR does not have a significant effect on Islamic banks in
Indonesia, NPF has no significant effect on Indonesian Islamic banks.