Analisis Model Pengelolaan Wakaf Uang (Waqf Al-Nuqud) oleh Global Wakaf ACT Kediri Sebagai Sarana Pemberdayaan Usaha Mikro Kecil Menengah (UMKM)
Keywords:
MSME, Management Model, Cash Waqf, Business Capital Waqf, Qardhul HasanAbstract
Cash waqf is waqf whose object (mauquf bihi) is money. Cash waqf has great and comprehensive potential in Indonesia. Cash waqf is expected to be the answer to economic problems, one of which is the problem of Micro, Small and Medium Enterprises (MSMEs). Therefore, Global Waqf as a waqf management institution seeks to optimize the performance of cash waqf management. This study aims to interpret the cash waqf management model designed for small business by Global Waqf ACT Kediri and interpret its impact on Micro, Small and Medium Enterprises (MSMEs). This study uses a descriptive type of qualitative approach. The data used come from primary sources (resource persons) and secondary sources (official websites, electronic newspapers, social media, documentation and brochures). Determination of informants using purposive sampling technique. data collection using interviews, observation and documentation techniques. The results showed that ACT Kediri's Global Waqf cash waqf management consisted of 2 activities are fundraising with cash waqf savings programs and distributing with venture capital waqf programs. The scheme used is qardhul hasan. The stages of the activities are through the identification process, feasibility study, business training, monthly recitation, reports and program evaluation. The impact received by MSMEs is divided into 2 elements, namely maddi and ma'nawi elements. The drawback of this program is that the chosen nazhir does not have business insight.
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