Fardila, F. ., & Utama, Y. Y. . (2021). Apakah Pandemi Covid-19 Mempengaruhi Risiko Sistemik Pada Dual Sistem Perbankan di Indonesia. Al-Muraqabah: Journal of Management and Sharia Business, 1(1), 49–64. https://doi.org/10.30762/almuraqabah.v1i1.144