Zainuddin, Moch, Andriani Andriani, and Amrul Mutaqin. “Konvergensi Finansial Syariah: Sinergi Emas, Inklusi Digital, Dan Ketahanan Sosial-Ekonomi Dalam Praktik Pegadaian Syariah: (Islamic Financial Convergence: Gold Synergies, Digital Inclusion, and Socio-Economic Resilience in Islamic Pawnshop Practices)”. Al-Muhasib: Journal of Islamic Accounting and Finance 5, no. 1 (June 26, 2025): 1–20. Accessed June 28, 2025. https://jurnalfebi.iainkediri.ac.id/index.php/almuhasib/article/view/2233.