Elvi Fitriani, Sayekti Indah Kusumawardhany, and Erni Zulfa Arini, “Paradoks Penyangga Modal: Menilai Kembali Hubungan Antara CAR, NPF, dan Profitabilitas di Bank Muamalat Indonesia: (Capital Buffer Paradox: Reassessing the Nexus Between CAR, NPF, and Profitability in Muamalat Bank Indonesia)”, AJIAF, vol. 5, no. 1, Jun. 2025.