[1]
Zainal Fanani, Bustanul Arifin, and Fadwa Aly Elsayed Mohamed, “Monetisasi Data, Sentralisasi QRIS, dan Tantangan Integrasi Nilai Syariah dalam Sistem Pembayaran Digital Indonesia: (Data Monetization, QRIS Centralization, and the Challenge of Sharia Value Integration in Indonesia’s Digital Payment System)”, AJIAF, vol. 5, no. 1, pp. 21–54, Jun. 2025.